Fortunately, optional coverage is available to protect against utility service-related losses, and a business only needs to buy the type of coverage it needs, such as services for water, telephone/communications […]
How to Decide if Flood Insurance Makes Sense for You Do you need flood insurance? If you own property that could be damaged or destroyed by water, then you should […]
Umbrella Policy Misconceptions Understanding Umbrella Policies In a world where people are more likely to seek legal action, and medical expenses are increasing, you need to make sure that you […]
High School Graduates – Into the World and Out of the House High school students everywhere are celebrating graduation and will soon be preparing to leave for college and begin […]
The Importance of Regular Policy Updates MariLou Franczkowski, VP Personal Insurance “You could be missing out on discounts…due to not having the right coverage.” Here are some real-life examples where […]
Rules Every Landlord Should Live By I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not […]
Will my credit rating change my insurance rates? I was recently asked ‘whether or not my credit rating will change my insurance rates’ by one of our clients. There are […]
Insurance Rate Changes Why do my auto insurance rates keep going up even though my car is getting older? At Hertvik Insurance Group, many of our clients ask this question […]
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