Cover Your Toys This Summer
The best way to insure your recreational vehicles
Regardless of whether you are relaxing on your boat at the lake, traveling through the Rocky Mountains, camping with friends and family, or enjoying the open road on the bike of your dreams; you need to take the proper steps to protect what you have worked so hard to enjoy and cover your toys this summer.
Classic Vehicle
Love for your classic car doesn’t depreciate. Neither should its insured value
Classic Car Insurance – Classic car owners drive something that’s much more than a way to get them from point A to point B. They drive a memory, a piece of history, an embodiment of a time and place with which they want to be connected. That’s why we can provide classic vehicle insurance that recognizes the importance of these vehicles to their owners is a necessity.
Vehicles may qualify for classic car coverage if they are stored in a secure structure, are not driven daily, are well cared for, and maintain their value.
Coverage Available:
- Guaranteed value
- Trip interruption coverage
- Spare parts
- Cherished salvage (allows you to keep your vehicle after a total loss)
- Value increases during the policy period
Discounts Available:
- Multi-vehicle
- Good driver
Motorcycle
Your motorcycle is more than a mode of transportation. It’s your pride and joy.
Motorcycle Insurance – All motorcycles on the road are required by law to have motorcycle insurance. Motorcycle insurance protects a motorcycle and its owner in the event of a loss. You may need to consider special coverage. Custom parts and equipment (ACPE)/Accessory coverage can be purchased for motorcycles less than 25 years old. You may spend thousands of dollars customizing your bike and that is why you need custom motorcycle insurance.
Coverage Available:
- OEM parts
- Safety apparel
- Custom parts
Discounts Available:
- Safety course
- Member of an association
- Experience
- More than one motorcycle on the policy
- Recovery devised
Boating / Watercraft
Leave your worries ashore with great coverage and service.
Boating / Watercraft Insurance – Boats and personal watercraft are big investments, but if you love being out on the water, you know they’re worth it.
Protect your fun investment with coverage that’s designed with the boat lover in mind, not with some standard coverage or add-on to your Homeowners Insurance.
Hertvik Insurance can help make your time on the water relaxed and worry-free. We will find you comprehensive insurance protection that protects you, your friends, your family, your watercraft, and your boating equipment.
Did you know – the average boat policy costs less than a dollar a day. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety of your passengers, or your investment.
Coverage Available:
- Agreed value
- Wreckage removal
- Fuel spillage
- On-water towing
Discounts Available:
- Multiple watercraft on the policy
- Safety course
- Diesel power
- Experience
- Past boat ownership
Camping RV
Whether you’re planning a family vacation or a weekend road trip, make sure your RV is covered.
Recreational Vehicle Insurance – RV insurance rates differ from company to company, so it really pays to have us shop your insurance. Some markets offer better rates for trucks, RV’s, and campers, while others can offer better rates for motorcycles. To properly insure your RV, you may need liability, collision, comprehensive, uninsured motorist, medical payment, and towing coverage.
Coverage Available:
- Agreed value or replacement cost coverage
- Accident forgiveness
- Emergency expense including lockout and key replacement
- Pet coverage
Discounts Available:
- Bundle home and auto with the same carrier
ATV / Powersports
When off-road adventures call, don’t let a lack of insurance stand in your way.
ATV / Powersports Insurance – All-terrain vehicles are three, four or six-wheeled buggies used off-road. 4×4 insurance has the same basic coverages included in the motorcycle insurance policy, tweaked for the needs of off-road enthusiasts.
At Hertvik Insurance, we can help you get the specialized coverage you need for your specialized vehicles. We can help protect your investment and let you focus on having fun.
Coverage Available:
- Coverage for riding apparel
- Custom parts and equipment
- OEM parts
- Roadside assistance (including trip interruption)
Discounts Available:
- Safety Course
- Member of an association
- Experience
- More than one vehicle on the policy
- Keeping the vehicle in a locked garage
Additional Resources: