Moving Into Your New Home? 5 Ways to Be Protected

Moving from an apartment into your first home is a very exciting time! It can also be a little overwhelming, with so many things on your to-do list during the transition. We’ve compiled a few tips to keep you protected, so you can enjoy your new home from day one.

Understand and set up your utilities

You’ll first want to contact your current service providers and have the utilities disconnected in your old apartment (check with your landlord on how they want this done properly). Then, you’ll need to have electricity, water, gas/propane in your new home before you move in.

Once connected, make sure you know where all the shut-off valves are, in the event you need to turn them off. Water damage in a home is one of the most common claims we see, so you may want to consider installing an additional water leak detection system, to ensure that if a pipe breaks, you’ll know about it and can shut it down before it causes more damage.

Change locks and install a security system

Now that you’ve got the keys to your new home, it’s very important to ensure your home’s security. Change all the locks in your home and make sure you (and your immediate family) only have the keys.

We also recommend installing a home security system to keep your home and valuables secure when you’re away. This is also a great way to deter burglars from trying to break in by posting security signs around and having cameras visible.

Set up and Secure Your Internet Connection

Along with utilities, your internet is one of the first things you’ll get set up in your new home. To make sure your connection is secure, use passwords that are unique, and cannot easily be guessed.

We also recommend cyber insurance, if your homeowner’s insurance policy doesn’t already include it. Cyber protection can help stop and prevent cybercrime before it occurs (identity theft, malware intrusion, ransomware threat, etc.) and help you deal with the consequences if it does.

Update your contact information

It’s not only important to forward your mail from the U.S. Post Office after moving, but also giving your contacts your new address. Along with family and friends, you need to alert your banks, healthcare providers, credit cards, and insurance providers. Call your Hertvik Insurance Agent as soon as possible to ensure you have the most up-to-date contact information.

Transfer insurance coverage

During your home buying purchase process, you may have had to set up your homeowner’s insurance. If not, make sure your new home has coverage, along with any contents inside (jewelry, art, firearms, collectibles, classic cars, etc.). Don’t forget to transfer your car insurance to your new address as well. To take advantage of multi-policy discounts, ask your Hertvik Insurance Agent about a home and auto bundle.